Mortgage Broking

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Mortgage Broking2019-07-11T10:09:26+08:00

Work more efficiently. Gain back hours in your day and grow your mortgage book faster.

Cloudstaffers can manage your daily workflow by setting appointments and qualifying leads. They can help with your loan packaging and processing needs.

From pre-submission to settlement, we help you to work more efficiently while improving your work-life balance. You don’t have to work harder, but we all know we should be working smarter.

Mortgage broking is a difficult, time-consuming, and stressful business. Mortgage brokers are pushed to their limits trying to find enough hours in the day.

Cloudstaff can help you with:

  • Loan Packaging Specialists who prepare all the necessary paperwork, check that all required documents are present and submit your loan applications.
  • Loan Processing Assistants who handle your administrative tasks from pre-submission to settlement. They regularly chase lenders for updates keeping all parties informed along the way, and delivering high-quality work under minimum supervision.
  • Marketing Administrators who coordinate and execute marketing activities that generate new leads and build your brand, while also curating your existing mortgage book clients.
  • Sales Lead Generation Specialists who generate leads that will grow your mortgage book by cultivating relationships.
Find out how next-generation outsourcing can help your mortgage broking business.

“Outsourcing many of our back office or house administrative tasks to our Cloudstaff Mortgages Team helped us to grow our practice, reclaim our work-life balance, and control our costs.”

Chase lenders for updates
Your Cloudstaffers can contact and follow up lenders on your behalf, giving you and your applicants peace of mind and confidence every step of the way.

Ease your governance and compliance
Your Cloudstaffers can perform paperwork audits, basic fraud checks, validate data and documents, and run through your checklists.

Work more efficiently
Cloudstaffers can manage your daily workflow helping you to improve your work-life balance. You don’t have to work harder but we all know we should work smarter.

Protect your commission trails
Your Cloudstaffers can flag your new client addresses in RP Data’s Property Monitor. Keeping a daily watch on which properties in your mortgage book are listing, renting, and sold so you’re well-positioned to win new business.

Win new business
When you are tight for time, travelling from appointment to appointment, request your Cloudstaffers to prepare a property profile report for your next meeting and have it sent to your clients and a copy to your mailbox so you can talk about it.

Submit and claim commissions
Your Cloudstaffers can track your application and loan summaries and prepare your commission claims.

Manage your CRM admin
Your Cloudstaffers give you more time in the day by managing your CRM and keeping records up to date. This provides you with more opportunities to capture and capitalise potential client’s information and opportunities.

Mortgage application & lodgements
Your Cloudstaffers can prepare, check, and submit mortgage applications paperwork to lenders.

Do more for less. Great staff, great outcomes!

Loan specialist

Cloudstaff Loan Packaging Specialists

Focus on the preparation of quality loan application documentation so the loan is processed fast with minimal issues and rework is kept to a minimum

Main duties include:

  • Collate all applicant documentation to ensure the application meets established time frames
  • Gathering any other supporting documents for loans
  • Preparation of NCCP documentation
  • Prepare serviceability calculators
  • Order property valuations
  • Prepare loan lodgements
  • Handle all rework
  • Prepare RP data searches and reports
  • ValEx valuation status monitoring
  • Perform data validations
  • Run files through your compliance checklist
  • Verify potentially fraudulent items such as conflicting addresses and flag them back to the broker
  • Calculate the necessary ratios to assist in the decision process using Serviceability Calculator

Mortgage assistants

Cloudstaff Loan Processing Assistants

Manage the administrative tasks from submission to settlement, focusing on quality improvement and communication

Main duties include:

  • Chase lenders for status updates keeping the broker and applicant informed every step of the way
  • Chase for valuation status updates
  • Administration and fielding calls
  • Prepare post-settlement activities
  • Research lender offerings and prepare product comparison grids
  • Book appointments and manage calendars and travel schedules
  • Marketing, sales and operational support tasks
  • Key all information into broker CRM, keeping your records up to date
  • Attach scanned files to CRM records
  • Help with your lead generation, marketing, sales and operational tasks

lead gen

Cloudstaff Sales Lead Generation Specialists

Generate leads that will grow your mortgage book by cultivating relationships

Main duties include:

  • Initiate communications via social media, blogs, email, and telephone
  • Proactively follow up on all communication channels in order to qualify warm leads into your sales funnel
  • Conduct research and questionnaires with prospects in order to determine their lending needs
  • Copy all conversations and qualifications into your CRM as reference notes
  • Generate property profile documents for prospects as a lead generator
  • Prepare and analyse your sales pipeline and keep your prospecting dashboard up to date
  • Set appointments with qualified prospects with the ultimate goal of closing the qualified lead


Cloudstaff Marketing Administrators

Coordinate and execute marketing activities that generate new leads and build your brand, while also curating your existing mortgage book clients

Main duties include:

  • Manage your social media accounts on your behalf. (e.g. Twitter, LinkedIn, Facebook)
  • Regularly connect with others on social media sites to grow your social media influence
  • Write content and post blog articles
  • Publish social media posts to connect your social media audiences to your blog content and thought leadership
  • Research, share and engage in interesting articles
  • Conduct market research surveys, collate results and share audience insights with you
  • Create Targeted Marketing Audiences on social media platforms. (i.e. business.facebook.com and business.linkedin.com)
  • Keep up to date with industry-specific trends and activities that are utilised to communicate with your clients

Frequently Asked Questions

Do I need to be concerned about security?

You don’t have to worry about data security, privacy, and sovereignty issues because at Cloudstaff, we’ve already taken care of them for you.

When you outsource with Cloudstaff, there are multiple options available to protect your intellectual property. Thanks to today’s technology, secure internet networks, download restrictions, password protection, and CCTV surveillance. We are happy to discuss your needs and deploy what’s right for your business.

Our staff comply with all company standards and they are trained by team managers who closely monitor their performance and client delivery of tasks.

Below are some of the security and compliance options we offer our offshoring clients:

  • Secure printing
  • Document shredders
  • CCTV surveillance
  • Regular software updates
  • Computer security
  • Employee screening
  • Secure building locations
  • Guards and patrols
  • Biometrics and alarm systems
  • Screen activity and workflow monitoring
  • Staff bonded with disclosure statements
  • Physical dedicated hardware firewall
  • RDP remote services
  • VPN client
  • PCs limited by MAC address

How much do I have to train my Cloudstaffers?

Filipino workers are among the most competitive and skilled in the world. Your Cloudstaff team members are well-educated, English speaking, and are keen to assist you in growing your business.

It is usually up to each company to train their Cloudstaffers in the way they want their business processes to be performed. To be clear, there will be a required upfront training commitment from your organisation in order to successfully onboard your Cloudstaffers.

Some customers opt to perform their training regularly using chat and collaboration software programs like Skype, whereas, other clients prefer to visit their team in the Philippines and train them face-to-face.

While both methods are highly effective, we do encourage you to seriously consider the second option. There’s nothing more effective and rewarding than bonding with your Cloudstaff team members and imparting context and meaning face-to-face in training sessions.

What technology is typically used to communicate with my team?

Modern collaboration tools like Skype, Skype for Business, Zoom.us, and Appear.in make minute-by-minute spoken conversations and written chat threads quick, easy, and effective.

The screen sharing functions simplify training and assist with problem-solving and imparting context to team members.

We are experts in IP telephony, too. We are happy to discuss options with you where your Cloudstaffers are configured as just another extension number on your existing PABX phone system.

This means that while your Cloudstaff team might be physically located in the Philippines, they look, feel, and act like they are just sitting with your team in the same room.

I don’t want to be constantly retraining new staff. What is your staff attrition rate?

We recognize our clients’ need for a stable team with minimal staff churn.

Cloudstaffers enjoy a number of staff retention benefits that are desired by the whole Philippine BPO industry

This creates stability and has given us a staff turnover rate of less than 2% per month.*

This helps you to consistently grow your practice and plan for the future while minimising the need to re-train.

*As audited by BDO  February 2018.

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